Insurance coverage when renting a truck

One of the most important things to check out when renting a truck for self-moving relocation purposes is the Insurance coverage you actually have and how does it cover you and the moving truck. The best way to do this is to divide this task in to two major fields of action and research: the insurance coverage policy of your personal auto insurance, and the possible insurance coverage and insurance policies of the moving truck rental company.

Although you may count with personal auto insurance, it may neither cover you nor the moving truck rental while you are driving a vehicle truck that is not registered in the policy. Read your auto insurance policy and contact your auto insurance company to verify the kind of coverage you are currently receiving from them. If the insurance policy from your auto insurance does not cover you while driving a moving truck rental, ask for the possibility of paying an extra fee for your own coverage. Most auto insurance companies do not offer this kind of coverage, but for an additional fee to your standard premium insurance, they will be happy to cover you and the renting property for a determined period. The moving truck insurance coverage may be a different issue, it may very well be that your personal auto insurance will not be able to completely cover all aspects of a standard auto insurance for a moving truck rental, but at least they will be able to insure it at a basic level.

On the other hand, the moving truck rental company should be more than able to provide you with some kind of moving truck insurance coverage. Ask the moving truck rental company about this option. Inquire as much on the subject as you think it is necessary and make sure you understand how much the insurance will cover and under what circumstances. Before you commit to an insurance deal, it is important you thoroughly read the insurance policy handed out to you by the moving truck rental company and positively agree to and understand all insurance policies contained in it.

Whether you settle down for personal and moving truck insurance coverage from your personal auto insurance company or from the moving truck rental company, make sure to include, if it is not already part of the package, roadside assistance and towing services as part of the deal.